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How the 10-Year Treasury Affects Your Mortgage Rate

You've been following the financial news. You know the 10-year Treasury yield sits around 4.15%. You've heard mortgage rates track the 10-year. So why is the rate your lender is quoting you 6.15% — two full percentage points higher? This g...

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The Real Cost of Waiting to Buy a Home in Los Angeles

At some point in the past two years, "waiting for the market to improve" became the default decision for a large number of would-be buyers in Los Angeles. Rates are high. Prices haven't corrected the way people hoped. The headlines are confusin...

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