Why Savvy Buyers Are Making Their Move Now: A Market Shift You Don’t Want to Miss

Stephanie Younger

The news cycle is moving at 100 mph—so it’s easy to miss the subtle but powerful shifts happening in real estate right now. But if you're paying attention, the signs are clear: a major opportunity is taking shape for buyers and investors on the Westside of Los Angeles.

Here’s what we’re seeing:

Stock Market Momentum

The stock market, Bitcoin, and gold have all reached all-time highs, with Bitcoin topping $70,000 and Nvidia becoming the world’s first $4 trillion company. This has triggered what economists call the “wealth effect”—when people feel richer, they spend more confidently, especially on tangible, appreciating assets like real estate.

Rates Expected to Drop

According to forecasts from Fannie Mae, Freddie Mac, and the Mortgage Bankers Association, mortgage rates are expected to drop in late 2025. Many buyers are holding off, waiting for that moment—but by then, it may be too late to capitalize.

New SALT Tax Relief

New changes to State and Local Tax (SALT) deductions were just announced, making homeownership even more attractive for high-income earners in California. This is a powerful incentive for buyers on the fence, especially those considering real estate as a hedge against inflation and tax exposure.

What We’re Seeing at SYG

We’ve already seen a rise in offer activity last week across all our listings—but this is just a trickle compared to the pent-up demand we know is out there.

At the same time, inventory is building—but only for a short window. In fact, our projected August listing inventory is down from both 2024 and 2023 levels. Once rates begin to drop, demand will surge, and the competitive, multiple-offer environment will return fast—likely by mid-August.

What This Means for Buyers

Supply and demand fundamentals are aligning for a price surge in Q3 and Q4.
Inventory is temporarily high.
Wealth is at an all-time high.
Rates are poised to come down.
Buyers have a rare window to negotiate, be selective, and secure value.

The Bottom Line

This is the best market I’ve seen in a long time for savvy buyers—but the window won’t stay open. If I were your client and you didn’t inform me of this opportunity, I’d question whether I was getting the right advice.

 

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In 2023, the Stephanie Younger Group sold more homes than any other agent or team in the city of Los Angeles, and in 2024, was recognized as a top team in California by sales volume in the RealTrends The Thousand list.

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